Monthly Archives

October 2013

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Health Care Reform White Paper


Download our free, easy-to-understand whitepaper featuring answers to the 10 strategic questions asked by business people as they relate to the Affordable Care Act.   Want to just read it online? Click here.

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Can Premiums be Linked to Tobacco Use and Body Mass?


Neither Medicare nor Medicaid charges higher premiums for individuals in poor health, and the Health Insurance Portability and Accountability Act of 1996 (HIPAA) prohibits group health plans from conditioning employee eligibility or premiums on health status — related factors such…

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Question 9: What about ‘self-funded’ programs?


Section IV: Innovation and Communication — Navigating the Uncharted Waters Ahead America has built a health delivery system that is the envy of the world. There is only one problem, the cost of this health care Ferrari is skyrocketing. This is where…

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Question 6: What are the consequences if I pay or I play?


Companies must calculate the costs of their strategy. To follow the law, ALE companies offering healthcare plans must meet “minimum value” and “affordability” standards for full-time employees. To qualify as “minimum value,” the employer must pay at least 60 percent…

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Who are the Navigators?


Navigators are employed by the state, the federal government or an agency that has received grants or funds to help people learn more about health care reform and understand their coverage options. In Florida, Navigators are not licensed to sell…