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How to Build Your Portfolio Income


Bam! Let’s Kick It Up A Notch! We all know, only too well, that the “usual” places we save money (savings accounts, money markets, CDs, etc.) aren’t paying us much, if anything. Interest rates are among the lowest they’ve been…

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Diversifying Beyond Stocks and Bonds


  Alternatives Provide Options to Traditional Investments   The profound effectiveness of portfolio diversification was first recognized by noted economist and Nobel Prize recipient Harry Markowitz in 1952. In today’s global financial markets Markowitz’s theory is as important as ever….

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The Potential of Emerging Markets


THE RISK & REWARDS OF AN INVESTMENT OPPORTUNITY Emerging markets are as old as civilization. As hard as it may be to imagine, the American colonies were once an emerging market leveraged by the then more developed economies of Europe. Blessed…

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Weathering the Budget Storms


There has been much discussion during the first half of this year surrounding government budget cuts. From talk of Continuing Resolution (CR) to sequestration to furloughs, it’s not just federal employees caught in the crosshairs.

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Concerned About Retiring and Your Future?


  RETIREMENT – a day we spend our working lives looking forward to, but as it approaches, more and more people are discovering that it can also be the most financially scary time of their lives. With current health care…

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Cliffs, Valleys and Peaks


At the time of this writing, Congress and the President are hand-in-hand escorting our economy off of the proverbial fiscal cliff.

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Staying Alive, Staying Alive

Business, Money

Planning and Execution Key to Successful Retirement by Ryan Lees   “Retirement is like a long vacation in Las Vegas. The goal is to enjoy it to the fullest, but not so fully that you run out of money.” –…

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Community Bank of the South

Business, Money

Community Bank of the South The Little Bank that Can! by George White   According to a regional four-year peer performance study by The Hovde Group, the relatively small Community Bank of the South, based here in Brevard County, ranked…

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Preserving Our Future

Business, Money

EDUCATION Preserving Our Future Half-Cent Sales Tax Necessary to Maintain Brevard Public Schools’ Services by Brian Binggeli   We often hear that our school district must live within its means.  I agree.  With this in mind, I offer the following….